Students planning for overseas study should take the forex under the 'Higher Studies Quota' as approved by Reserve Bank of India. All banks can issue forex under this quota. The other moneychangers usually issue forex under the basic travel quota. Shine Consultancy has strategic tie up with the different financial institutions. The process is easy and if they require any documents, they will co-ordinate with Shine Consultancy. They can issue forex in any currency it should be noted that if a student has taken an education loan than he/she should preferably use the same bank for the forex requirements unless that bank does not deal in the said currency.

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